DETAIL
This credit card offers great rewards to their owners, making it an interesting option when deciding to apply for a credit card.
More details of this card:
Annual fee: None.
Annual fee: The introductory rate is 0% for 15 months. Then reaches between 12.40% and 26.24%.
Balance transfers: introductory rate of $ 5 or 3% of the amount of each balance transfer for 15 months. After that, you can be up to 5% for each balance transfer, with a minimum of $ 5.
Cash Advances: $ 10 or 5% of the amount of each advance, whichever is greater value.
Advances overdraft protection: $ 12. 50 if the total of overdraft protection advances for the day is $ 50 or less; $ 20 if the total of overdraft protection advances for the day is greater than $ 50.
PROS
- No annual fee
- Benefits of luxury hotels, complimentary concierge service, travel deals and more.
- Cardholders earn points on all purchases that are redeemable for travel (flights, hotels, car rentals and cruises), gift cards, merchandise, deals on online auction and more.
CONS
- Usually, you'll need excellent credit.
- Commission foreign currency: 3% of each transaction becomes U.S dollars
- No bonus offers.