Entertainment, travel and shopping are just some of the benefits you can enjoy when using Blue Sky from American Express as your payment method.
And it is that your card gives you the option to have balance with interest or payment each month for full balance. Therefore, if you manage your monthly expenses or make a large purchase you can still have the flexibility to win prizes.
Annual Percentage Rate (APR) for purchases 17.49, 20.49 or 22.49% based on your credit rating and other factors as determined at the time of opening the account. This APR will vary with the market based on the prime rate.
APR for balance transfers 17.49, 20.49 or 22.49% APR on balance transfers requested within 30 days of opening the account, based on your credit rating and other factors.
APR for Cash Advances 25.49%
Penalty APR and When it Applies 29.49%
Interest payment
Your due date is at least 25 days after the close of each billing period. We will not charge interest on purchases if you pay the balance in full before the due date each month. We begin charging interest on cash advances and balance transfers on the transaction date.
Annual Fee $ 0 Transaction Fees
Balance transfer $ 5 or 3% of the amount of each transfer, whichever is greater.
Cash advance $ 5 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction 2.7% of each transaction after conversion to US dollars.
Penalty Fees
Late Payment Up to $ 37
Returned Payment Up to $ 37
No limit on