Norwegian Cruise Line
Magic cruise travel
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You will get great benefits while feeling the force of the ocean. enjoy every moment of your cruise with the Norwegian Cruise Line.

More details of this card:

Annual Percentage Rate (APR) for purchases and APR for balance transfers: 13.24% to 23.24%. Then this can vary with the market based on the prime rate.

APR for Cash Advances: between 16.24% and 25.24%, based on your credit rating when you open your account, direct deposit and check cash advances; and 25.24% for cash advances of the bank.

Penalty rate: up to 29,99%.

Minimum interest charge: if interest is charged, the charge will be less than $ 1.50.

Annual fee: $ 79.

rates:

Shopping: $ 10 or 5% of the amount of each transaction.

Balance Transfers: $ 10 or 3% of the amount of each transaction.

Cash Advances: $ 10 or 3% of the amount of each transaction.

Overdraft Protection Cash Advances (if you are registered): $ 12.

PROS
  • Receive 10,000 bonus reward points, which represents approximately $ 100 discount on your next cruise.
  • Earn triple points: 3 points WorldPoints® for every $ 1 spent on purchases in Norway and 1 point for every $ 1 WorldPoints® on other purchases.
  • No annual fee.
  • Redeem your points to upgrade your cabin, travel discounts, onboard credits, car rentals, hotel stays or gift cards. You'll also get exclusive opportunities for exchanges last minute cruises and other special offers.
CONS
  • Foreign Transactions: 3% of the US dollar amount of each transaction in a foreign currency or even in US dollars that is processed outside the United States.
BONUS

Customers of Bank of America Preferred Rewards receive 25% extra bonus on every purchase.