BankAmericard® for Students
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The best way to start your financial future is to save more with our interest rates, the lower ones available.

More details of this card:

Annual Percentage Rate (APR) for purchases: between 11.24% and 21.24%, based on your credit rating when you open your account.

APR for balance transfers: 0% introductory rate for the first 18 billing cycles after opening the account for transactions within 60 days of opening your account. Then, the APR will be 11.24% to 21.24%.

APR for Cash Advances: 14.24% to 24.24%, based on your credit rating when you open your account, direct deposit and check cash advances; and 25.24% for cash advances of the bank.

Penalty rate: up to 29,99%.

Minimum interest charge: if interest is charged, the charge will be less than $ 1.50.

Annual fee: $ 0.

rates:

Shopping: $ 10 or 5% of the amount of each transaction.

Balance Transfers: $ 10 or 3% of the amount of each transaction.

Cash Advances: $ 10 or 3% of the amount of each transaction.

PROS
  • It is an excellent choice to start your credit history.
  • You save money with lower rates of bank.
  • The payment due date fixed helps you always know when your payment expires, using text alerts and Mobile Banking to keep up with the activity of your account.
  • Access to credit education through issues such as responsible use of credit cards, budgeting and more.
CONS
  • Collection of 3% of the US dollar amount of each transaction in a foreign currency or in US dollars that is processed outside the United States.
BONUS

Through responsible use, build your credit reports to all three major reporting agencies credit.