Spark Classic for Business
An opportunity to strengthen your credit history
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With Spark Classic Card for Businessyou have the opportunity to build and strengthen the credit for your business by using this card responsibly. In addition to unlimited rewards, you can earn 1% cash back on every purchase for your business, no minimum.

Coverage fraud and alerts, additional cards at no cost to employees, among other benefits.

No Annual Fee.

PROS

Annual Percentage Rate (APR) for purchases and transfers of 23. 24%. This APR will vary with the market based on the prime rate.

APR for cash advances 23. 24%. This APR will vary with the market based on the prime rate.

April penalty applies when 29. 65%. This APR will vary with the market based on the prime rate.

This APR may be applied to your account if you make a late payment.

Paying Interest Your due date is at least 25 days after the close of each billing cycle. No interest on new purchases charged, provided you have paid your previous balance in full by the due date each month. It starts charging interest on cash advances loading on the date of the transaction.

CONS

Cash Advance Transaction Fee: $ 10 or 3% of the amount of each cash advance, whichever is greater.

Penalty Fees

Late payment penalty: For $ 39.