SkyBlue SKYPASS Visa Card
No annual fee ever
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DETAIL

Enjoy the legendary service of Korean Air, first class, prizes and trips. Every time you use your card, you will earn miles Skypass.

Some benefits of SkyBlue SKYPASS Visa card are that it has no annual fee ever; SKYPASS plus 5,000 bonus miles after your first purchase, the ability to earn one mile for every $ 2 and $ 250,000 net purchases in travel accident insurance.

PROS

Annual Percentage Rate (APR) for purchases: 13.24% to 20.24% based on your credit rating when you open your account; while for balance transfers: 13.24% to 20.24%.

Cash Advance APR: 24.24%

Balance Transfer: 3% of the amount of each transfer or minimum $ 5, whichever is greater.

 Convenience Check Cash Advance: 3% of the amount of each advance or minimum $ 5, whichever is greater.

 ATM Cash Advance: can be 4% of the amount of each advance or minimum $ 5, whichever is greater

CONS

Penalty APR: not applicable

How to avoid paying interest on purchases: Your due date is 24 to 30 days after the close of each billing cycle. The bank will not charge interest on purchases if you pay the balance in full before the due date each month.

Overdraft Protection: None

Foreign Transaction: 2% of each purchase transaction or foreign ATM advance transaction relative to the US dollar or 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency

Penalty Fees

Late payment: up to $ 37

Returned Payment Up to $ 35

Over the Limit: None