The Credit One Visa is an excellent choice of cash back. One of its main features is the posibility to choose one of the 23 available card designs .
You’ll also get 1% cash back on all eligible purchases, including travel accident insurance and auto rental collision damage waiver, also you can track your credit score online for free each month.
Annual Fee $ 0 to $ 75 the first year (introductory period). $ 0 and $ 99 thereafter. For some accounts, the annual membership fee for the second and each year will be divided into 12 equal portions and a portion will be charged each month of the applicable year. For other accounts, the annual membership fee for the second year and every year will be billed annually.
Authorized user participation fee: $ 19 per year (if applicable).
Annual Percentage Rate (APR) for purchases: 15.65% to 24.15%, based on your creditworthiness when you open your account. This APR will vary with the market based on the interest rate.
Annual Percentage Rate (APR) for cash advances: 17.90% to 25.15%
Interest payment: If your account has a grace period, its due date is at least 24 days after the close of each billing cycle and will not be charged interest on any purchase. Yes its entire balance is paid by the payment due date each month. All accounts interest on cash advances are charged to the posting date.
Minimum interest charge
If you are charged interest, minimum interest charge no less than $ 1.00 for any billing cycle in which an interest charge is due.
Transaction Fees
Cash advance: $ 5 or 8% of the amount of each cash advance, whichever is greater, or $ 10 or 3% of each cash advance, whichever is greater.
Penalty Fees
Late payment up to $ 37 or pay back up to $ 35