Credit cards are your perfect allies to fully enjoy your holiday because you can get benefits just using them. However, although we can see them as a convenient method of payment that is available to us whenever we need, you must also know how you can optimize the use of this financial instrument.
The most renowned banks offer often special bonus programs to give their customers certain privileges that can be redeemed for prizes, discounts or access to special services. Of course, choosing the one that best suits your needs and assess your commitment is not so easy.
If you are looking for a travel card, surely the UnitedMileagePlus® Explorer card will be among your first choices because you will earn 30,000 bonus miles after spending $ 1,000 in purchases in the first three months. But if you prefer to feel the force of the ocean, CelebrityCruises Visa is the card for you, which rewards you with 10,000 points after your first transaction.
Advantages of using your cards on holiday
In addition to the benefits you can get by using this incredible payment method , you will achieve greater control of your consumption, you will enjoy wonderful offers and will be elegible to travel without paying additional interest.
For this reason, here are some useful tips to properly use your credit card on your vacations:
- Withdraw cash only in special cases, because such transactions usually have a cost that will be added to the debt you accumulate monthly. Even, depending on the conditions of the bank, your purchases have an additional charge, according to the exchange rate.
- If you’re going to gain privileges, do not hesitate to pay with your card: inform yourself well about the facilities granted by the issuing bank and you will enjoy those benefits to the fullest.
- Forget the problems: the cards have protection programs in case of loss or theft, accident insurance, fraud protection, protected insurance purchases, sickness or accident insurance.
- Take them with you to any destination: Most commercial establishments accept credit cards. So leaving them at home is losing the opportunity to earn points.
- Take advantage of personalized service: the AAdvantageExecutiveWorld Elite MasterCard cards have special services customer service to help you plan your trip (stay, flights, tours, cruises, car rentals, etc.)
Never forget that you deserve the best … So celebrate life with style and pay with your credit card.