Earn 50,000 bonus miles for American Airlines AAdvantage after making $ 5,000 in purchases within the first 3 months of account opening.
Also add AAdvantage miles on purchases. Now you can travel easily and enjoy global acceptance with Citi chip credit card. Learn more about this product.
Annual Percentage Rate (APR) for Purchases:
15.49%. This APR will vary based on the Prime Rate market.
APR for balance transfers: 15.49% for transfers completed within 7 months from the date of opening the account. This APR will vary based on the Prime Rate market.
APR for Cash Advances. This APR will vary with the market based on the Prime Rate.25,49%
Penalty APR and when applied
To 29.99%, based on your creditworthiness. This will vary based on the Prime Rate market.
This APR may be applied to your account if you:
a payment late or make a payment that is returned.
How long will the penalty?
If your APRs are increased for any of these reasons it can be applied indefinitely.
How to avoid paying interest on purchases
Your due date is at least 23 days after the close of each billing cycle. No charge on purchases if you pay your entire balance before the due date each month.
Minimum interest charge:
If you are charged interest, the charge will be less than 50 cents.