The Amex EveryDay Credit Card will allow you to earn 10,000 Membership Rewards points after using your new card making $ 1,000 in purchases within the first 3 months; 2x points in US supermarkets, with a maximum of $ 6,000 per year on purchases (terms and limitations apply).
Annual Percentage Rate (APR) for Purchases 0.0% APR for the first 12 months. After that, your APR will be 13.24% to 22.24% based on your credit rating and other factors as determined at the time of opening the account. This APR will vary with the market based on the prime rate.
APR for Cash Advances 25.49% This APR will vary with the market based on the prime rate. Penalty APR and When it Applies 29.49% This APR will vary with the market based on the prime rate. This APR will apply to your account if you: 1) Make one or more late payments; or 2) Make a payment that is returned.
Tuition $ 0 Annual Fee
Transaction Fees
Balance transfer $ 5 or 3% of the amount of each transfer, whichever is greater.
Cash advance $ 5 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction 2.7% of each transaction after conversion to US dollars.
How long will the Penalty APR Apply? If the Penalty APR will be for at least 6 months applies. We review your account every 6 months after the Penalty APR applies. The Penalty APR will continue to apply until after making payments on time, no payments returned during the 6 months under review.
This applies to existing balances only if the payment is more than 60 days late. Paying Interest Your due date is at least 25 days after the close of each billing period. We will not charge interest on purchases if you pay the balance in full before the due date of each month, it will begin charging interest on cash advances and balance transfers on the transaction date.
Penalty Fees Late Payment Up to $ 37
Total payment to $ 37
No limit on