Amex EveryDay Preferred Credit Card
50% more in benefits
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DETAIL

Global support, access to entertainment and tours are some benefits that you will have when using Amex EveryDay Preferred Credit Card. In addition to making 30 or more purchases with your card in a billing period you can earn 50% extra points on these purchases minus returns and credits.

Annual Fee $ 95 Transaction Fees.

PROS

Annual Percentage Rate (APR) for Purchases 0.0% introductory APR for the first 15 months.

After that, your APR will be 13.24% to 22.24% based on your creditworthiness and other factors as determined at the time of opening the account. This APR will vary with the market based on the prime rate.

APR for balance transfers 0.0% introductory APR for the first 15 months on balance transfers requested within 30 days of opening the account.

After that, your APR for those transactions and any other requests for balance transfer, if accepted, will be 13.24% to 22.24% based on your credit rating and other factors. This APR will vary with the market based on the prime rate.

CONS

Balance transfer $ 5 or 3% of the amount of each transfer, whichever is greater.

Cash advance $ 5 or 3% of the amount of each cash advance, whichever is greater.

Foreign Transaction 2.7% of each transaction after conversion to US dollars.

Penalty Fees

Late payment up to $ 37

Payment Refunded to $ 37

About the limit none