BankAmericard
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DETAIL

This card is ideal for large profits, while saving money with lower rates.

More details of this card:

Annual Percentage Rate (APR) for purchases 11.24% to 21.24%. You can then vary with the market based on the prime rate.

APR for balance transfers: 0% introductory rate for the first 18 billing closing dates after opening the account for transactions within the first 60 days. After that, your APR will be 11.24% to 21.24%.

APR for Cash Advances: 14.24% to 24.24%, based on your credit rating when you open your account, direct deposit and check cash advances; and 25.24% for cash advances of the bank.

Penalty rate: up to 29,99%.

Minimum interest charge: if interest is charged, the charge will be less than $ 1.50.

Annual fee: $ 0.

rates:

Shopping: $ 10 or 5% of the amount of each transaction.

Balance Transfers: $ 10 or 3% of the amount of each transaction.

Cash Advances: $ 10 or 3% of the amount of each transaction.

PROS
  • No annual fee.
  • Transfer balances at high interest rates and save.
  • You'll save more with a low annual percentage rate available among all BankAmericard® products.

 

 

CONS
  • Benefits may be restricted at any time.
  • Foreign transaction fee: 3% per US dollar outside the US or other foreign currency.

 

 

BONUS

Access to credit education programs through issues such as responsible use of credit cards, budgeting and more.