BankAmericard Travel Rewards
Travel without any restrictions
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Forget the restrictions of the other airline rewards credit card . Book the hotel of your choice and the airline that you like.

More details of this card:

Annual Percentage Rate (APR) for purchases: 0% introductory rate for the first 12ciclos billing. Then, your APR will be 15.24% to 23.24%.

APR for balance transfers: 15.24% to 23.24%

APR for Cash Advances: 18.24% to 25.24% for direct deposit and check cash advances; and 25.24% for cash advances of the bank.

Penalty rate: up to 29,99%.

Minimum interest charge: if interest is charged, the charge will be less than $ 1.50.

rates:

Shopping: $ 10 or 5% of the amount of each transaction.

Balance transfers: $10 or 3%  of every transaction ammount.

Cash Advances: $10  or  3%  of every transaction ammount.

Cash Advances protection rate  (if you’re inscribbed): $12.

PROS
  • 20,000 points bonus offer online.
  • Unlimited Earn 1.5 points for every $ 1 spent on all purchases you make at any time and place.
  • Points have no expiration date.
  • It was ranked the "Best credit card with travel rewards" in the "List of Best" 2015 Annual Kiplinger.
  • No charges for overseas transactions.

 

 

 

CONS
  • Any Direct Deposit to be completed by the time your application is processed will be a balance transfer.
  • If your Total Minimum Payment Due is not received on or before the Payment Due Date A Late Fee of $ 27 will apply.

 

 

BONUS

If Preferred Rewards Rewards customer of Bank of America, could increase that bonus up to 25% or more.