DETAIL
With this card you can get a cash reward of $ 100 after spending $ 500 in purchases within the first 90 days after account opening and earn 1.5% unlimited cash rewards on every purchase. Also, whenever you redeem, you get a bonus cash rewards of 5% to use towards your next retention.
Annual Fee: $ 0
PROS
APR Purchasing
14.99%, 19.99% or 24.99% variable based on your credit rating.
Balance transfer in April
0% introductory APR for 15 months for each balance transfer, within 45 days of opening the account. After that, a variable APR will be applied, 14.99%, 19.99% and 24.99% depending on your credit rating.
Balance Transfer Fee
3% of each balance transfer amount; no less than $ 5
CONS
You need excellent credit history