Getting cash while buying is possible paying with Blue Cash Card from American Express. Earn cash on eligible purchases that have the flexibility to carry a balance with the interests or full payment each month.
The return of money received as reward dollars can be redeemed as a credit. You may get up to $ 6,000 per year on purchases (1%) in US supermarkets.
Annual Percentage Rate (APR) for Purchases 0.0% APR for the first 12 months.
After this will be 13.24% to 23.24% based on your creditworthiness and other factors as determined at the time of opening the account. This APR will vary with the market based on the prime rate. Balance Transfer APR 0.0% APR for the first 12 months on balance transfers requested within 30 days of opening the account.
Then your APR for those transactions and any other requests for balance transfer, if accepted, will be 13.24% to 23.24% based on your credit rating and other factors. And it will vary with the market based on the prime rate. APR for Cash Advances 25.49%.
Penalty APR and When it Applies 29.49%
will vary with the market based on the prime rate. This APR will apply to your account if you:
1) Make one or more late payments; or 2) Make a payment that is returned
How long will the Penalty APR? If applied it is for at least 6 months. We review your account every 6 months after the Penalty APR applies. The Penalty APR will continue to apply even after making payments on time, no payments returned during the 6 months under review. This applies to existing balances only if the payment is more than 60 days late. Paying Interest Your due date is at least 25 days after the close of each billing period. We will not charge interest on purchases if you pay the balance in full before the due date each month.