Chase Freedom® card
The best reimbursement rate on a single card
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DETAIL

Do your shopping in peace and receive the best bonus with this card.

More details of this card:

Annual Percentage Rate (APR) for purchases: 0% interest for the first 15 billing cycles. Then it will become between 14. 24% and 23%.

APR for balance transfers: 0% interest for the first 15 billing cycles. Then it will become between 14. 24% and 23%.

APR for Cash Advances: 25.24%. This rate will vary with the market based on the prime rate.

Overdraft Advance APR: 25.24%.

Minimum interest charge: $ 0.

Annual membership fee: $ 0 introductory rate.

rates:

Balance Transfers: $ 5 or 5% of the amount of each transaction.

Cash Advances: $ 10 or 5% of the amount of each transaction.

Foreign Transactions: 3% per US dollar.

Late payment fee: up to $ 15 if the balance is less than $ 100; up to $ 27 if the balance is $ 100 to $ 250; and up to $ 37 if the balance is $ 250 or more.

PROS
  • $ 150 in bonus after investing $ 500 in purchases within the first 3 months of account opening.
  • Win a $ 25 bonus when you add the first authorized user and make your first purchase within this period of 3 months.
  • Get 5% refund up to $ 1,500 in purchases in categories combined bonus every quarter and 1% cash back on all other purchases.
  • You receive 5% cash back Chase each quarter up to $ 1,500 in combined purchases of categories bonus for that quarter.
  • You can choose to receive a statement credit or direct deposit in most states and savings flows.
CONS
  • Rotary rewards can be a nuisance for some.
  • Not good for travel abroad
  • You have to choose the rotation prizes each quarter.
BONUS

You can qualify, usually without a long credit history.