Citi ThankYou® Preferred Card For College Students
For those who enjoy college
DETAIL
Enjoy your college life to the fullest and earn incredible bonuses with this credit card totally designed for you.
Learn more card details:
Annual Percentage Rate for Purchases: 0% for seven months, from opening your account. Thereafter, the rate will be 14.24% to 24.24% based on your creditworthiness.
Balance Transfer Rate: 14.24% to 24.24%, after two months of opening the account.
Fee for Cash Advances: 25.49%.
Penalty interest 29,99% applied when you make a late payment or have a returned payment.
Balance Transfer: $ 5 or 4% of the amount of each transfer.
Cash advance $ 10 or 5% of the amount of each cash advance.
Late payment up to $ 35.
Returned payment up to $ 35.
PROS
- Earn 2,500 bonus points after spending $ 500 in the first 3 months of account opening.
- Earn points for great rewards on all purchases including restaurants, entertainment and more.
- We give ThankYou® 2 Points for every dollar spent on purchases for eating out and enjoy entertainment. Also 1 point for market dollar spent on other purchases.
- There is no limit of points and do not expire.
- If interest is charged, the charge will be less than 50 cents.
- Annual fee: none.
CONS
- Purchase fee abroad: 3% of each investment in US dollars.
- The penalty can be applied indefinitely.
- Bonus points are not available if you had some of the ThankYou Preferred Card, ThankYou Premier, Citi ThankYou Prestige or Citibusiness.
BONUS
Rewards may also be in cash or travel.