City Simplicity
Less APR for 21 months
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DETAIL

If you are looking for your first credit card, sure this is the one for you … Receive less interest with the best market rates. This is the only card without fees, without penalty fee and no annual fees. Get the best rates and meet the flexibility that can give a credit card like this … Then you will know in detail the City Simplicity.

 

PROS

Get daily savings begining with an introduction of low Rates

Zero balance transfers and purchases for 21 months, after which the APR will be 13.24% Variable - 23.24% based on your credit rating.

Save time by calling because it provides help quickly. Staff available 24 hours a day

APR for Cash Advances: 13.24% to 23.24% based on your credit rating.

Minimum interest charge: Yes you are charged interest, the charge will be less than 50 cents.

CONS

The rate balance transfer $ 5 or 3% of the amount of each credit card balance transfer.

Penalty Fees: For charged back payment up to $ 35

 

BONUS

 

Learn how to avoid paying interest on purchases

Keep in mind that your due date is at least 23 days after the close of each billing cycle. Therefore, you will not be charged with interest on any purchases does pay off the entire balance before the due date each month.