ClearPoints Credit Card
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DETAIL

This credit card gives you access to one of the more flexible and easy programs to earn rewards.

More details on this card:

Annual Percentage Rate (APR) for purchases: 0% APR for 6 months. After that, your APR will be 9.49% to 23.49% based on your credit rating.

APR for balance transfers: 0% to 3.99% APR for a year, based on your credit rating. Then, it will be 9.49% to 23.49% based on your credit rating.

APR for Cash Advances: 22.49% to 27.49%.

Minimum interest charge: not be less than $ 1.

Penalty rate: 29.24%

rates:

Annual fee: $ 0.

Cash advance: $ 10 or 4% of the amount of each cash advance, whichever is greater.

Balance Transfer: $ 10 or 4% of the amount of each transfer, whichever is greater.

Foreign Transaction 3% of each transaction.

PROS
  • Introductory purchase rates that will save some money for you.
  • Introductory APR balance transfer.
  • No annual fee
  • Flexible rewards program.
CONS
  • Collection operations abroad.
  • Fee for late payment of up to $ 37.
  • Payment charged back: up to $ 27.
BONUS

If you take advantage of any Promotional APR balance transfer, check, cash advance from BBVA Compass, you may lose the grace period on new purchases.