Discover it® Card
Unlimited purchase and receive the best benefits
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DETAIL

Do your shopping and you will get money that can be redeemed at any time.

More details of this card:

Annual Percentage Rate (APR) for purchases: 0% introductory rate for 12 months. You can then vary between 11.24% and 23.24%.

APR for balance transfers: 0% interest for the first 12 billing cycles. Then it will become between 11.24% and 23.24%.

APR for Cash Advances: 25.24%. This rate will vary with the market based on the prime rate.

Minimum interest charge: no less than $ 0.50.

Annual fee: $ 0.

rates:

Balance transfers: 3% of the amount of each transaction.

Cash Advances: $ 10 or 5% of the amount of each transaction.

Late payment fee: $ 0 if you forget the first payment. Then you will be charged $ 37.

PROS
  • Earn 5% cash back bonus in new categories such as fuel, restaurants, Amazon.com and a maximum of $ 1500 in purchases each quarter. You also get 1% rebate on other purchases.
  • Receives reimbursement for all the cash you have earned at the end of your first year, automatically, only for new cardholders.
  • Use your money instantly on Amazon.com.
CONS
  • Attention must be paid to the categories, because they're rotative.
  • It is not a credit card accepted anywhere.
  • You have a limit for cash back.
BONUS

The refund can be redeemed as a credit to the account, electronic bank deposit, charitable donation or gift.