The Journey Rewards card will allow you to earn cash back of 1% on all purchases. You should note that when paying on time, you can raise your money back to a total of 1.25% for the month.
CreditWise Capital One allows you to enjoy unlimited access to your credit score and tools to help you manage your credit profile. It is free and available to anyone, even if you are not a holder of a Capital One card.
You can also get access to a higher credit line after making the first 5 monthly payments on time.
No transaction fees abroad: to travel or study abroad will not have to pay a transaction fee on purchases
No Annual Fee.
Annual Percentage Rate (APR) for purchases and transfers of 20. 24%. This APR will vary with the market based on the prime rate.
APR for cash advances 20. 24%. This APR will vary with the market based on the prime rate.
Paying Interest Your due date is at least 25 days after the close of each billing cycle.
Transaction Fees
Cash Advance Transaction Fee: $ 10 or 3% of the amount of each cash advance, whichever is greater.
Penalty Fees
Late payment penalty: Up to $ 35.