Merrick Bank Double Your Line™ Visa® Credit Card
The credit card you need
DETAIL
Enjoy your credit card responsibly and get back your credit.
More details of this card:
Annual Percentage Rate (APR) for purchases: 17. 70%. This APR will vary with the market based on the prime rate.
APR for Cash Advances: 22%. The interest will vary with the market based on the prime rate.
Minimum interest charge: no less than $ 1.
Processing Fee: $ 75 00 (flat rate).
Annual Fee: $ 36 the first year, with sales of $ 3 dollars per month thereafter.
Initial credit available.
Account set-up fee: $ 0 Cargo
Additional card: $ 12 per year for each. Billed $ 1 per month thereafter per card.
PROS
- You will know if you are pre-qualified in less than 60 seconds without damaging your credit score.
- Enjoy double your line to make at least the minimum monthly payment on time during the first 7 months.
- Get your FICO rating updated every month.
- No penalty or fee limit fees apply.
- $0 service liability for fraud that protects you from unauthorized charges.
CONS
- high annual fee.
- No balance transfer.
- Does not earn interest.
- You must pay a percentage for transactions abroad.
BONUS
This card is good for those who can carry a balance, use the card for domestic purchases and can benefit from the chance to win unsecured credit limit increases.