The Platinum Visa for Rebuilding by Credit One offers a free monthly online tracking included credit rating, also has flexible payment dates to help you make your payments on time, also email or text alert to remind you when your payment date is near.
Also no security deposit is required. Manageable credit lines up to $ 1,500.
Annual membership fee: $ 0 to $ 75 the first year. $ 0 and $ 99 thereafter. For some accounts, the annual membership fee for the second and each year will be divided into 12 equal portions and a portion will be charged each month of the applicable year. For other accounts, the annual membership fee for the second year and every year will be billed annually.
Participation fee authorized user $ 19 a year (if applicable).
Annual Percentage Rate (APR) for purchases: 15.65% to 24.15% based on your creditworthiness when you open your account. This APR will vary with the market based on the prime rate.
Annual Percentage Rate (APR) for cash advances: 17.90% to 25.15% based on your creditworthiness when you open your account.
On interest payments: If your account has a grace period, its due date is at least 24 days after the close of each billing cycle and interest will not be charged on any purchases if the entire balance is paid by the deadline for payment each month. For accounts with no grace period, interest is charged on purchases from the posting date. All accounts interest on cash advances are charged to the posting date.
Minimum interest charge
If you are charged interest, minimum interest charge no less than $ 1.00 for any billing cycle in which an interest charge is due.
Transaction Fees
Cash advance: $ 5 or 8% of the amount of each cash advance, whichever is greater, or $ 10 or 3% of each cash advance, whichever is greater.
Penalty Fees
Late payment: up to $ 37
Payment charged back up to $ 35