Spark Cash for Business
Rewards with no expiration date
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DETAIL

Unlimited rewards with 2% cash back could mean thousands of dollars each year in your business. No minimum to redeem.

You can win a cash bonus of $ 500 once spent $ 4,500 in purchases within the first 3 months. You have the option of including employee cards at no additional cost, and win all the prizes of their purchases

Annual quota
$ 0 annual fee for the first year introduction $ 59 after that.

Coverage fraud alerts: if your card is lost or stolen you will receive real-time alerts of attempted fraud via text, email or phone.

 

 

 

PROS

Annual Percentage Rate (APR) for purchases and transfers of 17. 24%. This APR will vary with the market based on the prime rate.

APR for cash advances 23. 24%. This APR will vary with the market based on the prime rate.

April penalty applies when 29. 65%. This APR may be applied to your account if you make a late payment.

CONS

Cash Advance Transaction Fee: $ 10 or 3% of the amount of each cash advance, whichever is greater.

Penalty Fees

Late payment penalty: $ 39.

excellent credit record necessary