DETAIL
Enjoy lower rates and earn unlimited points.
More details of this card:
Annual Percentage Rate (APR) for purchases: 0% introductory rate for the first 24 to billing cycles after opening the account. Then, it will be between 12.74% to 22.74%.
Purchase APR, depending on your credit rating: 0% introductory APR for the first 12 billing cycles after your account opening. After that, it will vary between 15.74% and 22.74%.
Balance transfers: 24 months 0% finance annual introductory rate on balances transferred from another card within the first 90 days after opening the account
Annual fee: $ 0.
PROS
- Earn one reward point for every dollar spent without limits.
- No annual fee.
- You get a bonus $ 100 in cash after you spend $ 1,000 in net retail purchases in the first 90 days of opening your account.
- Triple points at supermarkets, gas stations and restaurants.
- Get 1 point for every $ 1 spent on other purchases.
CONS
- You can only earn up to 15,000 points per quarter spending at supermarkets, gas stations and restaurants.
- No annual fee only for customers who maintain Select ® Santander, Santander Premier Plus, checking or if you are qualified for a checking account employees of Santander Bank.
- There is no grace period on balance transfers.
BONUS
Points can be redeemed for travel, gift cards or cash through credit in the state.