DETAIL
Students can start a credit history with comfort with this credit card.
More details of this card:
Annual Percentage Rate (APR) for purchases: 0% introductory rate for 6 months. You can then vary between 13.24% and 22.24%.
APR for balance transfers: 10,99% interest for the first 6 billing cycles. Then it will become between 13.24% and 22.24%.
APR for Cash Advances: 25.24%. This rate will vary with the market based on the prime rate.
Minimum interest charge: no less than $ 0.50.
Annual fee: $ 0.
rates:
Balance transfers: 3% of the amount of each transaction.
Cash Advances: $ 10 or 5% of the amount of each transaction.
Late payment fee: $ 0 if you forget the first payment. Then you will be charged $ 37.
PROS
- Receive $ 20 in cash each school year if your GPA is 3.0 or more during the 5 years.
- At the end of your first year, we will add up all the money he has earned in his student card.
- Automatically, you earn 2% on gas stations and restaurants in a maximum of $ 1,000 in combined purchases each quarter. In addition, you'll get 1% cash back on all other purchases.
- You can redeem your winnings for any amount and when you want.
CONS
- Low return rate money.
- limited compared with other cards benefits.
- No bonus offers.
BONUS
Use your rewards when you want on Amazon.com.