By using the Starwood Preferred Guest American Express credit card you can choose multiple benefits in traveling, shopping and entertainment. Redeem points for free flights, car rental and damage insurance, Global assistance and accident insurance when traveling, among many other benefits.
This product has an annual percentage rate (APR) for Purchases 15.49% to 19.49% based on your credit rating and other factors, as determined at the time of opening the account. This APR will vary with the market based on the prime rate.
Your due date is at least 25 days after the close of each billing period. No interest is charged on purchases if you pay the balance in full before the due date of each month, begin charging interest on cash advances and balance transfers on the transaction date.
Balance Transfers
15.49% to 19.49% APR on balance transfers requested within 30 days of opening the account, based on your credit rating and other factors
Annual fee, $ 0 for the first year, then $ 95
Transaction Fees
· Balance Transfer, $ 5 or 3% of the amount of each transfer, whichever is greater.
· Cash advance, $ 5 or 3% of the amount of each cash advance, whichever is greater..
Penalty Fees
· Late payment up to $ 37
· Payment Refunded to $ 37
· About the limit, none