U.S. Pride BankAmericard Cash Rewards™ Credit Card
The more you shop, the more you earn
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DETAIL

This card is designed for lovers of good food, rides and entertainment venues.

Learn more about the card:

Annual Percentage Rate for purchases: 0% introductory rate for the first 12 billing cycles. After that, your APR will vary between 13.24% to 23.24%.

APR for balance transfers: 0% introductory rate for the first 12 billing cycles. Subsequently, your APR will vary between 13.24% to 23.24%.

Fee for Cash Advances: 16.24% to 25.24% for direct deposit and check cash advances, and 25.24% for cash advances of the bank.

Penalty APR: 29.99%, depending on your credit rating.

Minimum interest charge: if the payment is made on time, the charge will be less than $ 1.50.

Balance Transfers: $ 10 or 3% of the amount of each transaction.

Cash Advances: $ 10 or 3% of the amount of each transaction.

PROS
  • Annual fee: none.
  • Your due date is at least 25 days after the close of each billing cycle
  • Earn cash: 1% cash back on every purchase, 2% in grocery stores and clubs and 3% in fuel, after the first $ 2.500 spent each quarter.
  • Cash prizes: $ 100 after making at least $ 500 in purchases during the first 90 days of opening your account.
  • As a customer of Bank of America, you can get a bonus of 10% each time you redeem your money back in the bank.
CONS
  • The rate for purchases of wire transfers from a non-financial institution is $ 10 or 5% of the amount of each transaction.

BONUS

If you are a customer of Bank of America Preferred Rewards, you can increase the bonus to 25% or more.