Virgin Atlantic
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DETAIL

This card has one of the most comprehensive program for travelers, rewards and bonuses.

More details of this card:

Annual Percentage Rate (APR) for purchases and APR for balance transfers: 12.49% to 19.49%.  Then this can vary with the market based on the prime rate.

APR for Cash Advances: 15.49% from 22.49% to, based on your credit rating when you open your account, direct deposit and check cash advances; and 25.24% for cash advances of the bank.

Penalty rate: up to 29,99%.

Minimum interest charge: if interest is charged, the charge will be less than $ 1.50.

Annual fee: $ 90.

rates:

Shopping: $ 10 or 5% of the amount of each transaction.

Balance Transfers: $ 10 or 3% of the amount of each transaction.

Cash Advances: $ 10 or 3% of the amount of each transaction.

Overdraft Protection Cash Advances (if you are registered): $ 12.

PROS

 Get 10,000 bonus points after making a transaction, within 65 days of opening the account. This is enough to $ 100 onboard credit.

Earn 2 points for every $ 1 spent on qualifying purchases made with the Royal Caribbean®, Celebrity and Azamara Club Cruises® Cruises® and 1 point for every $ 1 spent on purchases elsewhere.

Free security updates and tickets for companions.

 

 

 

CONS
  • High annual fee.
BONUS

Guests enjoy free travel inconvenience insurance and accidents.