Wells Fargo Cash Back College Visa Card
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Start building a credit history that will help you in the future is a great plan. This is the best way to have a greater financial freedom and more options in the future for important purchases like a car or a home loan.

More details of this card:

Annual Percentage Rate (APR) for Purchases 0.00% APR for 6 months. After that your APR will be 11.40% to 21.40% based on your credit rating.

Annual Percentage Rate for balance transfers: 0.00% APR for 6 months. Thereafter, the rate will be 11.40% to 21.40% based on your credit rating.

Interest for cash advances and overdraft protection advances: 24.24%

Annual fee: None

Balance Transfers: introductory rate of either $ 5 or 3% of the amount of each balance transfer for 6 months. After that, up to 5% for each balance transfer, with a minimum of $ 5.

Cash Advances: $ 10 or 5% of the amount of each advance.

Advances overdraft protection: $ 12.50 if the total of overdraft protection advances for the day is $ 50 or less; $ 20 if the total of overdraft protection advances for the day is greater than $ 50.

PROS
  • Get 3% cash rewards on gasoline, groceries and pharmacies net purchases for 6 months; and 1% cash back on virtually all other net purchases.
  • Cash rewards are redeemable in increments of $ 25 and can be automatically deposited into your Wells Fargo savings account.
  • Increase your earning potential and find great deals on local and national favorite stores.
CONS
  • Commission foreign currency: 3% of each transaction converted to US dollars.
  • It reserves the right to determine which purchases qualify for bonus cash prizes, according to the trader.
BONUS

You have free access to online credit courses and tips to help you manage credit wisely.