DETAIL
If you want to get the most out of your credit card, this is the best option because your purchases will help to reduce the balance.
Learn more details:
Annual Percentage Rate for Purchases and Balance Transfers: 0% for 15 months. Then, it will be 12.40% to 26.24%.
Interest rate for cash advances and overdraft protection advances: 24.24% to 26.24%.
Annual fee: None
Balance transfers: the introductory rate of either $ 5 or 3% of the amount of each balance transfer for 15 months. After that, up to 5% per transfer.
Cash Advances: $ 10 or 5% of the amount of each advance
PROS
- You'll get discounts of 5% in fuel and pharmacy net purchases for 6 months. Also, you will enjoy a 1% discount on all other net purchases.
- Dozens of privileges reserved for cardholders, including access to privileged information and preferred seating at events, shopping specials, discounts and more of their favorite stores.
- Win a 1% discount every day in their net purchases.
- Your savings are automatically applied as cash prizes.
- You will have the possibility to travel redemptions, branded items, gift cards and more.
CONS
- Commission foreign currency: 3% of each transaction converted to US dollars.
- Advances overdraft protection: $ 12.50 if it is $ 50 or less; $ 20 if greater than $ 50.
BONUS
Increase your earning potential and find great deals on your favorite local and national stores.