Wells Fargo Platinum Visa card
Low interest rates to save more
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DETAIL

This credit card is ideal for those who want to save money as much as possible. If this is your case, you should know a little more about its features:

Annual Percentage Rate for Purchases 0.00% for 15 months. Then, it will be between 15.40% and 25.24%.

Annual Percentage Rate for balance transfers: 0.00% for 15 months. Then, it will be between 15.40% and 25.24%.

Interest for cash advances and overdraft protection advances: 24.24% to 26.24%

Annual fee: None.

Balance Transfers: introductory rate of either $ 5 or 3% of the amount of each balance transfer for 15 months. After that, up to 5% for each balance transfer, with a minimum of $ 5.

Cash Advances: $ 10 or 5% of the amount of each operation.

Advances overdraft protection: $ 12.50 if the total of overdraft protection advances for the day is $ 50 or less; and $ 20 if the total of overdraft protection advances for the day is greater than $ 50.

PROS
  • Ideal for customers who have large credit card debts.
  • Getting free cell phone insurance.
  • Great potential to save money through reduced interest rates.
  • Use of tools to help you create a budget and manage your expenses tools.
CONS
  • Commission foreign currency: 3% of each transaction converted to US dollars.
  • Interest cash advances become the exception of savings, when requested.
BONUS

It includes zero liability protection and overdraft protection when a checking account Wells Fargo is linked to the card.