Wells Fargo Rewards Visa card
Why buy was never so pleasant
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DETAIL

Your net purchases will be rewarded with incredible benefits as gas services, grocery and pharmacy stores for 6 months. For this reason, it has become one of the most popular among all the Wells Fargo credit cards.

Details of this card:

The introductory rate of 0% for 15 months on purchases; then it will be of 12.40% – 26.24%.

Interest for cash advances and overdraft protection advances: 24.24% to 26.24%

Annual fee: None.

Balance Transfers: introductory rate of $ 5 or 3% of the amount of each operation for 15 months. After this period, it will reach up to 5% for each balance transfer.

Cash Advances: $ 10 or 5% of the amount of each transaction.

Advances overdraft protection: $ 12.50 if the total of overdraft protection advances is $ 50 or less; $ 20 if the total of overdraft protection advances for the day is greater than $ 50.

PROS
  • With chip technology to ensure greater acceptance worldwide. Besides this, it is easy to use and offers more protection and security of your information.
  • Your payment due date is at least 25 days after the close of each billing period.
  • Has the option of requesting a reallocation of credit limits, should have another credit card Wells Fargo.
  • Keep track of your expenses easily.
  • You can choose your monthly due date of payment.
  • The rewards fit your lifestyle.
CONS
  • Commission foreign currency: 3% of each transaction converted to US dollars.
  • If you have opened a credit card account Wells Fargo during 16 months of this application, you will not be eligible for interest rates and introductory or for any rewards offers additional charges.
BONUS

If you redeem for flights, have no blackout dates, you should not make advance reservations and no limits stay.